Private pilot • Built for Indian B2B businesses

Close the loop on your finances.

Starting with receivables: know what's overdue, track every follow-up and payment promise, and stop managing collections through Excel, email, and WhatsApp.

Then automatically match payments, reconcile financial records, and surface only the exceptions that need your attention.

Join the private pilot See how it will work

Local-first by design Works alongside your tools Core financial data stays with you

Receivables→Payment matching→Reconciliation→Financial operations

ArthaLoop

Product concept

Meridian Studio NS

Good morning, Nisha

Here's what needs your attention.

Outstanding₹18,40,000Across 24 invoices

Overdue₹4,20,000↑ 8.4% this month

Received₹7,60,000↑ 12.2% this month

Collection overviewLast 6 months

12need attention

4 overdue invoices
5 unmatched payments
3 missing documents

✓

Promise recorded₹2.4L expected by 12 Sep

94%

Payment matchedINV-282 • ABC Technologies

Built for businesses currently juggling

ExcelEmailWhatsAppTally / ZohoBank statements

Starting with receivables

Stop chasing invoices.
Know what's getting paid.

ArthaLoop's first release is being designed to give owners and finance teams one clear view of every outstanding invoice, follow-up, and payment promise.

01 / The first release

₹18.4L outstanding. Do you know what is happening with every invoice?

See what is overdue, what the customer last said, and what needs attention today—without maintaining a separate collections spreadsheet.

See every outstanding invoice and ageing bucket
Record follow-ups and promise-to-pay dates
Flag broken promises before they are forgotten
Keep customer and payment history together

Track→Follow up→Promise→Payment

Total outstanding₹18,40,000

This month⌄

Not due₹6.2L

1–30 days₹5.1L

31–60 days₹3.7L

61–90 days₹2.0L

90+ days₹1.4L

ABC Pvt Ltd17 days overdue • Promised 15 Sep

₹2,40,000

Kite Labs32 days overdue • No response since 9 Sep

₹1,80,000

NorthstarLatest payment promise missed

₹95,000

No forgotten follow-up. No searching through email and WhatsApp to remember what was promised.

The bigger problem

Your accounting software isn't broken.
Everything around it is.

We're starting with receivables. Longer term, ArthaLoop is being built to automate the manual work between your invoices, customers, bank, accounting software, and finance team.

Outstanding trackerExcel

₹

Payments receivedBank

Sales invoicesEmail

YouHolding it together

◌

Follow-upsWhatsApp

Business booksTally / Zoho

▱

DocumentsDrive

Manual checking

Manual follow-ups

Manual matching

Missing documents

Where ArthaLoop is going

Receivables are the first loop
we're closing.

Start with getting paid. Build toward one operating layer for the manual work around finance.

01 / Now

◎

Track

Import invoices and see outstanding amounts, ageing, follow-ups, and promises.

Invoices • Overdue • Promises

02 / Next

↗

Collect

Run thoughtful reminder workflows, escalation rules, and collection history.

Remind • Escalate • Record

03 / Next

↔

Match

Connect incoming payments to the right invoice with explainable suggestions.

Payment ↔ Invoice

04 / Later

Reconcile

Compare bank, invoice, and accounting records without reviewing every row.

Bank • Books • Records

05 / Vision

Resolve

Open one inbox containing only the financial exceptions that need a human.

Review • Decide • Close

The first workflow and future integrations will be prioritized with private-pilot customers.

And this is only the beginning

Review 12 problems,
not 1,000 transactions.

Coming after the receivables workflow: ArthaLoop is being designed to use the same invoice and payment data to suggest matches, reconcile records, and surface only uncertain cases.

Future reconciliation view1,284 transactions processed

97%matched

1,251 suggested matches33 need attention

₹

Overdue — no response for 12 daysKite Labs • ₹84,000

↔

Payment likely matches INV-281HDFC • ₹1,80,000

Payment received, no invoice foundICICI • ₹43,200

○

Payment promise missed todayABC Pvt Ltd • ₹2,40,000

Invoice and payment differ by ₹50Northstar • INV-294

Future / Matching + reconciliation

One financial exception inbox.

Instead of checking Tally, bank statements, email, WhatsApp, Excel, and Zoho separately, your team would open one focused list of what requires judgement.

Explainable matching suggestions
Partial and TDS-adjusted payment handling
Missing invoice and duplicate detection
No silent changes to your accounting books

Planned capability—not available in the first release.

Powerful automation. Less data exposure.

Your financial data should stay yours.

ArthaLoop is being designed local-first. Your core financial database stays encrypted on your computer. Cloud services are used only for features that need them, such as scheduled reminders and selected integrations.

Read our privacy approach

Your deviceYour financial records

Invoices • Transactions • Documents • Reports

Encrypted locally

Minimum necessary data

ArthaLoop cloudOnly where needed

Reminders • Auth • Integrations • Updates

Explicitly controlled

Local-first

Core financial records are designed to remain encrypted on your device.

Minimal cloud data

Only what is needed for the service you explicitly choose.

No AI training

Your financial information will not be used to train models.

Portable by default

Export your records and retain access to local data.

Fits your workflow

Keep the tools.
Lose the manual loops.

We plan to work alongside the systems Indian businesses already use. Early customers will decide what we connect first.

Tell us what you use

T Tally◫ Zoho BooksX Excel / CSVM Gmail₹ Bank statementsR Razorpay

ArthaLoopYour financial operations

Founding pilot

Built with early users.
Shaped by real workflows.

We're looking for Indian B2B businesses that manage receivables manually today. Join to help shape the first workflow and the broader matching and reconciliation platform that follows.

Join the private pilot

Private pilot

Stop managing receivables through memory and spreadsheets.

Start with three quick answers. If there's a strong fit, we'll invite you to a short workflow conversation—not fill your inbox.

Help shape the first receivables workflow Get considered for the earliest pilot Influence what we match and reconcile next

Questions, answered

Clear by design.
No fine print energy.

We're early, so we'll be direct about what's planned and what still needs to be proven.

What will the first ArthaLoop release do?+

The first release is focused on receivables: importing invoices, seeing what is outstanding or overdue, tracking follow-ups and payment promises, and keeping collection history in one place. Matching and reconciliation come after that workflow is proven.

Does ArthaLoop replace Tally or Zoho Books?+

No. ArthaLoop is being designed to work alongside your existing accounting setup and automate the manual work between invoices, payments, banks, and month-end workflows.

Where will my financial data be stored?+

ArthaLoop is designed local-first. The core financial database is intended to stay encrypted on your device. Cloud services would be limited to features that require them, such as scheduled reminders, authentication, and selected integrations.

Can ArthaLoop see my financial records?+

The architecture is being designed to minimize what ArthaLoop servers receive. Selected cloud features may process only the data needed for that task, with clear controls and no use of your financial information for model training.

Is this only for accountants and CAs?+

No. The initial focus is business owners and small finance teams. Accountant collaboration and a CA-ready handoff are planned parts of the broader product.

Is ArthaLoop available today?+

Not yet. We're speaking with Indian businesses now and defining the first receivables pilot. Qualified members will be invited to workflow interviews and the earliest private pilots as we validate the problem and shape the product.